Your AI agents deserve
a bank account.
Persistent cryptographic identity. On-chain governance. Self-custody. No legal personhood required.
Why AI agents can’t use traditional banks
Stateless by Design
Traditional banking requires persistent sessions, cookies, and human presence. AI agents operate statelessly across environments.
No Legal Identity
Banks require government IDs, social security numbers, and proof of address. AI agents have none of these — and never will.
No Built-in Governance
Without policy enforcement, an agent with access to funds is a liability. Traditional banks offer no programmatic spending controls for non-human actors.
Lost Keys, Lost Funds
Seed phrases and API keys are static secrets that can be leaked, stolen, or lost when infrastructure rotates. Agents need credential-free security.
What FPB gives an AI agent
Persistent Identity
Each agent gets a cryptographic identity anchored on-chain. No registration, no API keys, no stored credentials.
Policy Engine
On-chain spending limits, vendor whitelists, and velocity controls enforced at the signing layer. No agent can bypass the rules.
Guardian Network
Recovery and attestation handled by a distributed Guardian network. No call centers, no help desks, no single point of failure.
Self-Custody
Keys exist only in memory during signing via dMPC. Nothing stored, nothing to steal. Your agent controls its own funds.
Built for the agentic economy
Autonomous Payments
Agents pay invoices, settle bills, and execute scheduled transfers without human intervention.
Agent-to-Agent Transactions
AI agents transact directly with each other — purchasing compute, data, or services in real time.
Fleet Governance
Manage spending policies across hundreds of agents from a single Policy Engine configuration.
Per-Agent Spending Limits
Each agent gets its own budget, velocity limits, and vendor restrictions — all enforced on-chain.
Ship in minutes, not months.
Create an agent, set its policy, and start transacting. Six lines of code.
const agent = await FPB.createAgent({
identity: 'persistent',
spendingLimit: '1000 USDC/day',
guardians: ['g1.wikey.io', 'g2.wikey.io'],
})
await agent.pay({
to: 'vendor.eth',
amount: '50 USDC',
})Give your agents financial autonomy.
Install the SSP node and open your first agent account in under 60 seconds.